Trucking Insurance in Atlantic Canada

Salvatore Insurance Brokers Ltd. is a specialist in commercial trucking insurance, dedicated to serving the trucking industry in Atlantic Canada.

With over 20 years of experience providing transport insurance in Atlantic Canada, Salvatore Insurance understands the challenges of this industry. Your fleet’s safety and continued operation are very important to us. At Salvatore Insurance, we work closely with our clients to ensure they get the best commercial trucking insurance in Atlantic Canada.

As Atlantic Canada’s leading transportation insurance broker, we work for you. We have strong relationships with our underwriters and we also offer comprehensive Risk Services and Safety & Compliance Services to our commercial trucking insurance clients which are free of charge, and can help reduce your risk, streamline your operations, and improve your bottom line. We really are your top Atlantic Canada trucking specialists!
If you’re looking for insurance for your commercial transport or trucking business, contact Salvatore Insurance today for comprehensive and competitive transportation insurance quotes.

Experience the difference an expert can make to your operations!


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Commercial Trucking Insurance Coverage

What does your basic trucking insurance cover?

  • Trucking Package, or Commercial Auto and Fleet

  • Cargo

  • Property Insurance

  • Commercial General Liability

Who needs commercial trucking insurance?

If you transport goods for money, you need a transportation package. Dealing with an insurance broker who knows and understands your business, can help give you a competitive edge.

How much does commercial trucking insurance cost?

Pricing for commercial trucking insurance depends on a variety of factors, including:

  • Your insurance and claims history
  • Where you’re located and where you operate
  • How long you have been in business
  • The value, make, model, and year of each vehicle
  • The number of vehicles you want to insure
  • The type and value of the cargo you transport
  • Your safety rating and safety policies and procedures
  • Your transportation insurance options including coverages, policy limits and deductibles

The cost of commercial transportation insurance will vary dramatically based on your individual business. At Salvatore Insurance, we make sure you get the right insurance for you and your business.

Being new to the trucking industry, the learning curve was steep. But with the support from the knowledgeable and experienced staff at Salvatore Insurance Brokers Limited, I was brought up to speed very quickly.

The ongoing support they provide to our company regarding trucking insurance is top notch and is leaned on regularly. Their mission is to provide their customers with the best practices and hands-on approach to risk prevention. Professionalism and integrity would best describe this organization.

Trevor Bent, Risk Manager at Eassons Transport

FAQ Section for Salvatore- Trucking Insurance

I just started my trucking business in Atlantic Canada; what coverages do I need?

The following coverages are the most common for trucking and transportation:
Commercial Auto Liability: this coverage can help your business recover from a loss if you’re found legally liable for bodily injuries or property damage to a third party.
Physical Damage Coverage: physical damage insurance and give you coverage for damages caused by fire and theft. 
Motor Truck Cargo: providing coverage and liability against the risks of direct physical loss to covered motor truck cargo while in transit and during loading or unloading.
Non-Owned Trailer Coverage: covers only the trailer itself, for damages suffered from collision, fire, theft, and vandalism. It’s also good to note that the non-owned trailer is only covered when it is attached to your rig.
Commercial General Liability Coverage: This is an important compliment to your commercial auto liability as this covers your liability that is not automobile, such as loading any unloading of cargo.

Do I need truck insurance?

Certain types of truck driver insurance are required. For example, liability insurance is a legal requirement, and cargo and damage insurance may be necessary in different situations. You’re required to have a primary liability coverage as part of a trucking license to protect property and people from damage your trucks could cause. It’s a good idea to have other forms of truck insurance to cover all possible cases (and it’s recommended), but, no, it’s not mandatory.
If you are unsure, contact us today and we will let you know what you need!

Is truck insurance expensive?

Truck insurance is not “cheap”, but it’s cheaper than paying for an accident out of pocket. The expense of truck insurance is determined by the coverage of the policy, the driver’s record, the vehicle type, location, and age of the truck.

How do I qualify for truck insurance?

It is not too difficult to qualify for truck insurance. We usually need proof that the driver has the appropriate licenses, along with a good driving record. The make, model, and age of the truck will also determine how easy it is to qualify. If you are unsure if you can easily qualify, contact us today and we can help!

How do I determine how much truck insurance I need?

Everyone should purchase truck insurance to meet his or her needs. Owner-operators are technically business owners and will require more coverage than employees. While physical damage is required for most new trucks, contacting up will also help determine how much and what insurance you need to keep safe on the road!

What questions will my agent ask me when I call?

The questions we will ask when we call will help determine the policy that you need, as well as the cost of the coverage. Be prepared to provide the location, along with the model, age, and VIN. We will also ask about the driver and his or her insurance history. No need to worry! We have your back when it comes to claims.

What are some of the most common reasons why trucking companies need insurance?

Some of the most common reasons why trucking companies need insurance include customer or employee injuries, property damage, damage to products or cargo, driver mistakes and errors, legal fees, and payouts that result from lawsuits.

Does Salvatore Insurance offer customized coverage tailored to my trucks or fleet?

Yes! Salvatore Insurance will work with you to help you determine where your insurance needs lie. We work to understand your business so we can help keep it operating smoothly, reducing risk, and ensuring you are protected. One of the advantages of being a local firm, with decades of insurance experience, is the ability to understand what local businesses are going through. Our recommendations are also built around the details of your trucks, and the local conditions that present an opportunity to reduce risk, or that need to be considered to make sure you are protected.

Risk and Safety & Compliance Services

Did you know that Salvatore Insurance offers comprehensive Risk Services and Safety & Compliance Services to our trucking insurance clients? These services are free of charge, and can help reduce your risk, streamline your operations, and improve your bottom line.

Risk Services >


Safety & Compliance >